CountryHistorical Max NPL Ratio (%)Latest NPL Ratio (%)Unemployment 2020 (%)Unemployment 2021 (%)RGDP Growth 2020 (%)RGDP Growth 2021 (%)COVID Max NPL Ratio (%)% Increase
Austria3.47
1.63
7.06
333
Belgium4.24
2
5.96
198
Cyprus47.75
19.4
33.22
71
Denmark5.95
1.72
4.63
169
Finland1.67
1.39
1.88
35
France6.3
2.5
7.48
199
Germany5.2
1.3
3.31
155
Greece45.57
35.2
53
51
Ireland25.71
3.3
9.72
195
Italy18.06
6.7
20.26
202
Luxembourg0.9
0.74
1.83
147
Malta13
3.21
10.24
219
Netherlands3.23
1.86
5.37
189
Norway2
0.8
6.72
740
Portugal17.48
6.5
11.84
82
San Marino54.05
53.02
69.16
30
Spain9.38
3.16
10.56
234
Sweden2.6
0.58
3.42
490
Switzerland5.2
0.67
2.81
319
UK3.96
1.3
4.13
218
Albania23.49
8.37
27.3
226
Armenia17.5
5.51
9.07
65
Belarus14.9
4.63
9.59
107
B&H17.9
7.41
9.2
24
Bulgaria26.7
7.2
6.91
-4
Croatia16.71
6.99
11.93
71
Czech Rep.29.3
3.14
8.02
155
Estonia5.38
0.36
2.14
494
Georgia11.6
1.93
6.96
261
Hungary16.83
1.51
5.97
295
Israel9.9
1.23
5.84
375
Latvia15.93
5
8.25
65
Lithuania23.99
1.5
10.96
631
Moldova18.38
8.49
13.35
57
N. Macedonia41.3
4.62
10.2
121
Poland21.2
3.85
8.08
110
Romania21.87
4.1
18.47
350
Russia17.3
9.29
11.31
22
Serbia24.1
14.9
18.28
23
Slovak Rep.31.6
2.87
6.02
110
Slovenia15.18
3.36
12.37
268
Turkey29.3
5.02
25.62
410
Ukraine59.76
48.36
52.86
9
Australia2.15
0.96
3.27
241
Brunei Dar.9.36
3.9
6.35
63
China29.8
1.83
6.68
265
Fiji5.68
3.09
8.17
164
HK SAR7.3
0.57
2.92
412
Indonesia48.6
2.43
7.12
193
Japan8.4
2.31
4.19
81
Kazakhstan20.93
7.39
21.28
188
Korea7.4
0.35
3.33
851
Kyrgyz Rep.14.78
7.73
16.37
112
Malaysia18.6
1.52
9.04
495
Pakistan23.4
8.58
16.91
97
Philippines14.6
1.97
5.88
198
Singapore8
1.31
4.54
247
Thailand42.9
3.13
11.18
257
Vietnam3.44
1.8
2.75
53
Argentina18.1
5.63
11.71
108
Bolivia17.7
1.87
8.21
339
Brazil10.2
3.11
13.66
339
Canada1.6
0.45
2.36
424
Chile2.93
1.87
5.16
176
Colombia13.6
4.17
9.9
137
Costa Rica3.5
2.32
11.54
397
Dom. Rep.8.7
1.62
5.65
249
Ecuador31
3.15
10.39
230
El Salvador4.3
1.72
7.13
315
Honduras11.2
2.26
10.01
343
Mexico11.3
2.15
6.98
225
Nicaragua5.2
2.43
9.92
308
Panama3.5
1.74
3.86
122
Paraguay20.6
2.56
9.13
257
Peru14.8
3.27
11.06
238
Trin. & Tob.6.19
3.04
7.32
141
United States4.96
0.91
2.9
219
Uruguay33.9
2.26
8.21
263
Algeria21.14
12.7
31.51
148
Jordan19.3
5.39
35.86
565
Mauritius9.1
6.52
21.07
223
Morocco19.4
13.86
19.52
41
Seychelles9.22
8.12
20.22
149
South Africa5.94
3.73
32.96
784
Tunisia32.56
32.56
39.78
22